In a perfect world, you can put your current house on the market, sell quickly to get your equity out of your home to use for a down payment, and find your next dream home just as quickly. In the real world, however, it’s not always that easy, and you can usually expect some overlap as you navigate how to sell and buy a house at the same time.

At best, you’re dealing with a bit of a juggling act with some element of risk, which can be very stressful. But it does happen, and it happens much more often than you might think. According to the National Association of Realtors, 71% of repeat homebuyers owned their previous residences, which means it’s highly likely that a considerable number of them did double-duty as both buyer and seller.

Knowing that it’s a common situation doesn’t necessarily make it any less nerve-wracking, however! That’s why we wanted to share 4 proven strategies that we employ for our clients  that may work for you if you decide to sell and buy a house at the same time. 


1. Sell your home & rent the property back from the buyer

In this scenario, the buyer agrees to rent back the home to the seller for an agreed-upon amount of time (typically, no more than 60 days) after closing. It can be mutually beneficial, saving the seller from the additional expense and inconvenience of moving twice, and providing a little cash inflow for the buyer.


2. Sell your home, then move into a short term rental

For some, renting after selling can be the perfect way to avoid the mad rush to find a new place — especially if you’re in a seller’s market with low inventory and fierce buyer competition. You are able to relax, take your time, and find the home that is perfect for you and your family


3. Using a bridge loan to help the transition


A bridge loan is often used in real estate transactions to provide cash flow during a transitional period, such as while moving from a current residence into a new home. Homeowners can use these short-term loans, which can help quickly put more cash in their pockets, to finance a new home or pay off an existing debt obligation. However, like any form of financing, bridge loans come with their own benefits and drawbacks. 

4. Use Home Buying Programs (i.e Ribbon) 

Many companies, like Ribbon, have created unique programs to help position you to succeed. There are numerous programs and options out there that will allow you to choose what works best for you! 


While no one ever said buying and selling at the same time was easy, it is doable. If you are looking to either buy, or sell, and would like to identify which strategy may be the best for you; feel free to call, text, or email us today! 




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Josh Finigan
The Finigan Group
Realtor @ eXp Realty
📞C: 704-631-3977

Selling and Buying a House at the Same Time: How You Can Make it Work